:root{--cghbi-ink:#0f172a;--cghbi-muted:#475569;--cghbi-navy:#083141}#cghbi-root.cghbi-app,.cghbi-root.cghbi-app{width:auto;max-width:none;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);padding:0 14px;box-sizing:border-box;overflow-x:hidden}.cghbi-shell{max-width:1180px;margin:0 auto;padding:22px 18px 30px;border:2px solid rgb(8 49 65 / .18);border-radius:22px;box-shadow:0 20px 60px rgb(2 6 23 / .1);background:#fff;color:var(--cghbi-ink)}.cghbi-hero{border:1px solid rgb(8 49 65 / .2);border-radius:18px;padding:22px;background:linear-gradient(135deg,#fff 0%,#f0f9ff 52%,#e0f2fe 100%)}.cghbi-title{margin:0 0 8px;font-size:clamp(1.4rem, 3.4vw, 2rem);font-weight:950;color:var(--cghbi-navy)}.cghbi-sub{margin:0;color:var(--cghbi-muted);font-weight:650;line-height:1.55}.cghbi-hero-context{margin:12px 0 0;color:#0c4a6e;font-weight:700;font-size:.9rem;line-height:1.5}.cghbi-card{margin-top:16px;border:1px solid #e2e8f0;border-radius:16px;padding:18px;background:#fff}.cghbi-card--inputs{border:2px solid rgb(8 49 65 / .2);border-left:5px solid var(--cghbi-navy);background:linear-gradient(165deg,#f1f5f9 0%,#fff 42%)}.cghbi-h3{margin:0 0 10px;font-size:1.2rem;font-weight:950;color:var(--cghbi-navy)}.cghbi-grid{display:grid;gap:12px;grid-template-columns:1fr}@media (min-width:700px){.cghbi-grid{grid-template-columns:1fr 1fr}}.cghbi-field{display:grid;gap:6px}.cghbi-field--full{grid-column:1 / -1}.cghbi-label{font-size:.9rem;font-weight:800;color:var(--cghbi-navy)}.cghbi-hint{margin:0;color:#64748b;font-size:.8rem;line-height:1.4}.cghbi-input{width:100%;padding:12px;border:2px solid rgb(8 49 65 / .2);border-radius:12px;box-sizing:border-box;font-size:max(16px, 1rem)}.cghbi-input:focus{outline:none;border-color:rgb(14 116 144 / .55);box-shadow:0 0 0 5px rgb(14 116 144 / .12)}.cghbi-scenario-options{margin-top:20px;padding-top:20px;border-top:2px solid rgb(8 49 65 / .12);display:grid;gap:16px}.cghbi-scenario-block{padding:16px 18px;border-radius:14px;border:1px solid rgb(8 49 65 / .16);background:rgb(255 255 255 / .92)}.cghbi-scenario-block--spouse{background:linear-gradient(145deg,#f8fafc 0%,#fff 100%)}.cghbi-scenario-block-label{display:block;font-size:.9rem;font-weight:900;color:var(--cghbi-navy);margin:0 0 6px}.cghbi-scenario-block-hint{margin:0 0 14px;font-size:.82rem;font-weight:650;color:#64748b;line-height:1.45;max-width:52rem}.cghbi-radio-group{display:grid;gap:10px;grid-template-columns:1fr}@media (min-width:560px){.cghbi-radio-group{grid-template-columns:1fr 1fr}}.cghbi-radio-pill{position:relative;display:flex;flex-direction:column;gap:4px;padding:14px 16px 14px 44px;border-radius:12px;border:2px solid rgb(8 49 65 / .18);background:#fff;cursor:pointer;transition:border-color 0.15s ease,background 0.15s ease,box-shadow 0.15s ease}.cghbi-radio-pill:hover{border-color:rgb(14 116 144 / .45);background:#f8fafc}.cghbi-radio-pill input{position:absolute;left:16px;top:50%;transform:translateY(-50%);width:1.15rem;height:1.15rem;margin:0;accent-color:#0e7490;cursor:pointer}.cghbi-radio-pill:has(input:checked){border-color:rgb(14 116 144 / .55);background:linear-gradient(145deg,#ecfeff 0%,#fff 70%);box-shadow:0 4px 14px rgb(14 116 144 / .12)}.cghbi-radio-pill:has(input:focus-visible){outline:3px solid rgb(56 189 248 / .45);outline-offset:2px}.cghbi-radio-pill-title{font-size:.92rem;font-weight:900;color:var(--cghbi-navy);line-height:1.3}.cghbi-radio-pill-note{font-size:.78rem;font-weight:650;color:#64748b;line-height:1.35}.cghbi-check-card{display:flex;align-items:flex-start;gap:14px;cursor:pointer;margin:0}.cghbi-check-card-input{flex-shrink:0;width:1.2rem;height:1.2rem;margin:2px 0 0;accent-color:#0e7490;cursor:pointer}.cghbi-check-card-body{display:flex;flex-direction:column;gap:6px;min-width:0}.cghbi-check-card-title{font-size:.92rem;font-weight:900;color:var(--cghbi-navy);line-height:1.35}.cghbi-check-card-hint{font-size:.82rem;font-weight:650;color:#64748b;line-height:1.45}.cghbi-sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.cghbi-results{margin-top:20px;padding:20px 16px 10px;border-radius:18px;background:#f8fafc;border:1px solid rgb(8 49 65 / .12)}.cghbi-results-header{margin:0 0 18px;padding:0 0 14px;border-bottom:3px solid rgb(8 49 65 / .22)}.cghbi-results-heading.cghbi-h3{margin:0 0 8px}.cghbi-results-lead{margin:0;color:var(--cghbi-muted);font-size:.95rem;font-weight:650;line-height:1.55}.cghbi-results-section{margin:0 0 16px;padding:16px 14px;border-radius:16px;border:2px solid #fff0}.cghbi-results-section--capacity{border-color:rgb(14 116 144 / .28);background:linear-gradient(145deg,#ecfeff 0%,#f0f9ff 42%,#fff 100%)}.cghbi-results-section--tax{border-color:rgb(217 119 6 / .32);background:linear-gradient(145deg,#fffbeb 0%,#fff 55%)}.cghbi-results-section--compare{border-color:rgb(8 49 65 / .2);background:linear-gradient(145deg,#f1f5f9 0%,#fff 60%)}.cghbi-section-head{margin:0 0 14px}.cghbi-section-kicker{display:block;margin:0 0 6px;font-size:.72rem;font-weight:950;letter-spacing:.08em;text-transform:uppercase}.cghbi-results-section--capacity .cghbi-section-kicker{color:#0e7490}.cghbi-results-section--tax .cghbi-section-kicker{color:#b45309}.cghbi-results-section--compare .cghbi-section-kicker{color:var(--cghbi-navy)}.cghbi-section-title{margin:0 0 6px;font-size:1.05rem;font-weight:950;color:var(--cghbi-navy)}.cghbi-section-lead{margin:0;color:#475569;font-size:.88rem;font-weight:650;line-height:1.5}.cghbi-pay-hero{margin:0 0 14px;padding:18px 16px;border-radius:14px;text-align:center;border:2px solid #fff0}.cghbi-pay-hero--zero{border-color:rgb(22 163 74 / .35);background:linear-gradient(145deg,#ecfdf5 0%,#fff 60%)}.cghbi-pay-hero--due{border-color:rgb(217 119 6 / .4);background:linear-gradient(145deg,#fff7ed 0%,#fff 55%)}.cghbi-pay-hero-label{display:block;font-size:.72rem;font-weight:900;letter-spacing:.06em;text-transform:uppercase;color:#64748b}.cghbi-pay-hero-amount{display:block;margin-top:8px;font-size:clamp(1.6rem, 4.5vw, 2.1rem);font-weight:950;font-variant-numeric:tabular-nums;line-height:1.15}.cghbi-pay-hero--zero .cghbi-pay-hero-amount{color:#15803d}.cghbi-pay-hero--due .cghbi-pay-hero-amount{color:#c2410c}.cghbi-pay-hero-sub{margin:10px auto 0;max-width:40rem;color:#334155;font-size:.88rem;font-weight:650;line-height:1.5}.cghbi-walk-title{margin:4px 0 10px;font-size:.92rem;font-weight:900;color:#78350f}.cghbi-walkthrough{margin:0;padding:0;list-style:none;display:grid;gap:8px}.cghbi-walk-step{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border-radius:10px;background:rgb(255 255 255 / .75);border:1px solid rgb(217 119 6 / .2);font-size:.85rem;color:#334155;line-height:1.45}.cghbi-walk-step-num{flex-shrink:0;width:1.6rem;height:1.6rem;display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:#b45309;color:#fff;font-size:.75rem;font-weight:900}.cghbi-walk-step-title{color:#78350f}.cghbi-compare-grid{display:grid;gap:12px;grid-template-columns:1fr}@media (min-width:720px){.cghbi-compare-grid{grid-template-columns:repeat(3,1fr)}}.cghbi-compare-card{padding:14px 16px;border-radius:14px;border:2px solid #e2e8f0;background:#fff;text-align:center}.cghbi-compare-card--passive{border-top:4px solid #94a3b8}.cghbi-compare-card--active{border-top:4px solid #0e7490;background:linear-gradient(180deg,#ecfeff 0%,#fff 70%)}.cghbi-compare-card--saving{border-top:4px solid #15803d;background:linear-gradient(180deg,#ecfdf5 0%,#fff 70%)}.cghbi-compare-card-label{display:block;font-size:.72rem;font-weight:850;letter-spacing:.04em;text-transform:uppercase;color:#64748b}.cghbi-compare-card-value{display:block;margin-top:6px;font-size:clamp(1.1rem, 2.8vw, 1.35rem);font-weight:950;color:var(--cghbi-navy);font-variant-numeric:tabular-nums}.cghbi-compare-card-note{margin:8px 0 0;font-size:.8rem;color:#64748b;line-height:1.4}.cghbi-detail-panel{margin-top:14px;border:1px solid #e2e8f0;border-radius:12px;overflow:hidden;background:#fff}.cghbi-detail-summary{cursor:pointer;padding:12px 16px;background:#f8fafc;font-weight:850;color:var(--cghbi-navy)}.cghbi-results-grid{display:grid;gap:12px;grid-template-columns:1fr}@media (min-width:620px){.cghbi-results-grid{grid-template-columns:1fr 1fr}}.cghbi-tile{border:1px solid #e2e8f0;border-radius:14px;padding:14px 16px;background:#fff;border-top:3px solid rgb(8 49 65 / .2)}.cghbi-tile--lead{grid-column:1 / -1;border-top-color:#0e7490;background:linear-gradient(135deg,#fff 0%,#ecfeff 55%,#f0fdfa 100%)}.cghbi-tile--capacity{border-top-color:#0e7490;background:rgb(255 255 255 / .85)}.cghbi-tile--zero{border-top-color:#16a34a;background:linear-gradient(135deg,#fff 0%,#ecfdf5 100%)}.cghbi-tile--zero .cghbi-tile-value{color:#15803d}.cghbi-tile--due{border-top-color:#ea580c;background:linear-gradient(135deg,#fff 0%,#fff7ed 100%)}.cghbi-tile--due .cghbi-tile-value{color:#c2410c}.cghbi-tile-label{display:block;font-size:.72rem;font-weight:850;letter-spacing:.04em;text-transform:uppercase;color:#64748b}.cghbi-tile-value{display:block;margin-top:6px;font-size:clamp(1.05rem, 2.6vw, 1.3rem);font-weight:950;color:var(--cghbi-navy)}.cghbi-tile-note{margin:8px 0 0;color:#64748b;font-size:.8rem;line-height:1.4}.cghbi-warning-box{margin-top:14px;padding:14px 16px;border-radius:12px;border:2px solid rgb(180 83 9 / .32);background:#fffbeb}.cghbi-warning-list{margin:8px 0 0;padding-left:1.1rem}.cghbi-warning-list li{margin:0 0 6px;color:#78350f;font-size:.85rem}.cghbi-table-wrap{margin-top:14px;overflow-x:auto;border:1px solid #e2e8f0;border-radius:12px}.cghbi-table{width:100%;border-collapse:collapse;font-size:.85rem;background:#fff}.cghbi-table th,.cghbi-table td{text-align:left;padding:10px 12px;border-bottom:1px solid #e2e8f0;vertical-align:top}.cghbi-table thead th{background:#f1f5f9;color:var(--cghbi-navy);font-weight:850}.cghbi-table tbody th{color:#334155;font-weight:700;width:52%}.cghbi-export{margin-top:20px;padding:20px;border-radius:16px;border:2px solid rgb(21 94 117 / .3);background:linear-gradient(135deg,#fff 0%,#ecfeff 100%);text-align:center}.cghbi-export-title{margin:0 0 8px;color:var(--cghbi-navy);font-size:clamp(1.22rem, 3.25vw, 1.58rem);font-weight:950;letter-spacing:-.02em;line-height:1.25}.cghbi-export-sub{margin:0 auto 14px;max-width:42rem;color:var(--cghbi-muted);font-weight:650;font-size:.92rem;line-height:1.5}.cghbi-export-btn{width:100%;max-width:420px;padding:17px 18px;border:none;border-radius:14px;cursor:pointer;color:#fff;font-size:1.05rem;font-weight:950;letter-spacing:.02em;font-family:inherit;background:linear-gradient(180deg,#0e7490 0%,#155e75 55%,#164e63 100%);box-shadow:0 6px 0 #0c4a5f,0 16px 34px rgb(21 94 117 / .35);transition:filter 0.15s ease,transform 0.15s ease,box-shadow 0.15s ease}.cghbi-export-btn:hover{filter:brightness(1.03)}.cghbi-export-btn:active{transform:translateY(2px);box-shadow:0 3px 0 #0c4a5f,0 8px 20px rgb(21 94 117 / .28)}.cghbi-export-btn:focus-visible{outline:3px solid #38bdf8;outline-offset:3px}.cghbi-methodology{margin-top:16px;border:1px solid #e2e8f0;border-radius:12px;overflow:hidden}.cghbi-methodology-summary{cursor:pointer;padding:12px 16px;background:#f8fafc;font-weight:850;color:var(--cghbi-navy)}.cghbi-methodology-body{padding:0 16px 12px}.cghbi-methodology-list{margin:0;padding-left:1.2rem;color:#334155;font-size:.85rem}.cghbi-methodology-list li{margin:0 0 6px}.cghbi-results-error{margin-top:12px;padding:14px 16px;border-radius:12px;border:2px solid rgb(185 28 28 / .45);background:#fef2f2;color:#991b1b;font-size:.9rem;font-weight:700}.cghbi-modal-overlay{position:fixed;inset:0;background:rgb(0 0 0 / .75);display:flex;align-items:center;justify-content:center;z-index:999999;padding:max(16px, env(safe-area-inset-top)) max(16px, env(safe-area-inset-right)) max(16px, env(safe-area-inset-bottom)) max(16px, env(safe-area-inset-left));box-sizing:border-box;overflow-y:auto}.cghbi-modal{width:100%;max-width:560px;max-height:min(92vh, calc(100dvh - 32px));background:#fff;border:3px solid var(--cghbi-navy);border-radius:20px;overflow:hidden;display:flex;flex-direction:column;box-sizing:border-box;box-shadow:0 24px 80px rgb(2 6 23 / .25)}.cghbi-modal-header{padding:22px;background:linear-gradient(135deg,var(--cghbi-navy),#0a4a5f);display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.cghbi-modal-header-text{flex:1;min-width:0}.cghbi-modal-header h3{margin:0;color:#fff;font-size:clamp(1.22rem, 4.2vw, 1.55rem);font-weight:950;letter-spacing:-.02em;line-height:1.25}.cghbi-modal-header-sub{margin:10px 0 0;color:rgb(255 255 255 / .88);font-size:.875rem;font-weight:550;line-height:1.45}.cghbi-modal-close{flex-shrink:0;width:38px;height:38px;border:none;border-radius:50%;background:rgb(255 255 255 / .2);color:#fff;font-size:28px;line-height:1;cursor:pointer}.cghbi-modal-body{padding:22px;overflow-y:auto;flex:1;min-height:0}.cghbi-modal-lead{margin:0 0 14px;color:#1e293b;font-weight:650;font-size:clamp(0.95rem, 2.2vw, 1.05rem);line-height:1.55}.cghbi-modal-label{display:block;margin:10px 0 7px;font-weight:900;color:#0f172a;font-size:.95rem}.cghbi-modal-input{width:100%;padding:12px;border:2px solid rgb(8 49 65 / .28);border-radius:12px;box-sizing:border-box;font-size:max(16px, 1rem);margin:0}.cghbi-modal-error{margin-top:10px;color:#b91c1c;font-weight:700;font-size:.92rem}.cghbi-modal-footer{padding:18px 22px;background:#ecfeff;border-top:2px solid rgb(21 94 117 / .22);display:flex;gap:12px;justify-content:flex-end;flex-wrap:wrap}.cghbi-modal-submit{flex:1 1 auto;min-width:min(100%, 240px);min-height:54px;border-radius:14px;border:2px solid #0c4a5f;background:linear-gradient(180deg,#0e7490 0%,#155e75 55%,#164e63 100%);color:#fff;font-weight:950;font-family:inherit;font-size:1rem;cursor:pointer}.cghbi-modal-secondary{border:2px solid rgb(8 49 65 / .25);background:#fff;color:var(--cghbi-navy);border-radius:14px;padding:14px 18px;font-weight:850;font-family:inherit;font-size:1rem;cursor:pointer;min-height:54px}.cghbi-modal-success{margin:0;padding:8px 0;text-align:center;color:#059669;font-weight:800;font-size:1.05rem;line-height:1.5}@media (max-width:520px){.cghbi-modal-overlay{align-items:flex-start;padding-top:max(12px, env(safe-area-inset-top))}.cghbi-modal-footer{flex-direction:column;align-items:stretch}#cghbi-root.cghbi-app,.cghbi-root.cghbi-app{padding:0 10px}.cghbi-shell{padding:16px 12px 22px;border-radius:16px}.cghbi-hero,.cghbi-card{padding:14px}}@media print{#cghbi-root.cghbi-app,.cghbi-root.cghbi-app{margin:0;padding:0}.cghbi-shell{max-width:none;border:none;box-shadow:none;padding:0}.cghbi-export,.cghbi-modal-overlay{display:none!important}.cghbi-card,.cghbi-hero,.cghbi-results,.cghbi-results-section,.cghbi-pay-hero,.cghbi-tile,.cghbi-warning-box,.cghbi-table-wrap,.cghbi-compare-card{break-inside:avoid;box-shadow:none}}