Public Sector Profession Calculators
Specialised tools designed for NHS staff, teachers and other public sector professionals, reflecting the quirks of public sector pension schemes and benefits.
🏥Public Sector Pensions
Public sector pension schemes like the NHS Pension, Teachers’ Pension Scheme, and Police Pension have unique rules around early retirement reductions, contribution rates, and benefit calculations. These calculators reflect the specific quirks of these schemes.
📋How these calculators help
Our Public Sector calculators model early retirement reductions, hybrid scheme benefits, practitioner allowances, and locum arrangements. They help NHS staff, teachers, and other public sector professionals understand their pension options and retirement timeline.
Pick your scheme
These six tools are the best starting point for understanding your public sector pension. Open the scheme you are in. They help you see the early-retirement reduction, what the scheme pays, and the age you’d want to finish working.
NHS Pension Early Retirement Reduction Calculator
Leaving the NHS before normal pension age. What it costs in the pension.
Teacher Pension Scheme (TPS) Retirement Calculator
Teachers’ Pension. What you might get, and when.
Armed Forces (AFPS 75, AFPS 05, AFPS 15) Pension Calculator
AFPS 75, 05 or 15. Split the service, then model the pension.
Civil Service Pension Retirement Calculator
Alpha, nuvos, premium or classic. What the Civil Service pension pays.
Police Pension 1987/2006/2015 Retirement Calculator
1987, 2006 or 2015. What leaving at 55 actually pays.
Firefighters Pension (1992/2006/2015) Retirement Calculator
1992, 2006 or 2015. What the firefighters’ pension pays if you go early.
All Public Sector Profession calculators
Browse all Public Sector Profession calculators. These specialised tools help NHS staff, teachers, police officers and other public sector professionals understand their pension benefits, early retirement options, and retirement timeline.
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Firefighters Pension (1992/2006/2015) Retirement Calculator
Understand how your firefighters’ pension fits into your wider retirement plan.
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Police Pension 1987/2006/2015 Retirement Calculator
Understand how your police pension fits into your wider retirement plan.
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Civil Service Pension Retirement Calculator
Understand how your Civil Service pension fits into your wider retirement plan.
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Teacher Pension Scheme (TPS) Retirement Calculator
Understand whether you can afford to retire as a teacher, and how your income will be funded throughout retirement.
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Armed Forces (AFPS 75, AFPS 05, AFPS 15) Pension Calculator
Understand how your Armed Forces pension works and how it supports your retirement income.
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NHS Pension Early Retirement Reduction Calculator
Understand how taking your NHS pension before your Normal Pension Age could permanently reduce your income.