Public Sector Profession Calculators
Specialised tools designed for NHS staff, teachers and other public sector professionals, reflecting the quirks of public sector pension schemes and benefits.
🏥Public Sector Pensions
Public sector pension schemes like the NHS Pension, Teachers’ Pension Scheme, and Police Pension have unique rules around early retirement reductions, contribution rates, and benefit calculations. These calculators reflect the specific quirks of these schemes.
📋How these calculators help
Our Public Sector calculators model early retirement reductions, hybrid scheme benefits, practitioner allowances, and locum arrangements. They help NHS staff, teachers, and other public sector professionals understand their pension options and retirement timeline.
Pick your scheme
These six tools are the best starting point for understanding your public sector pension. Open the scheme you are in — they help you see the early-retirement reduction, what the scheme pays, and the age you’d want to finish working.
NHS Pension Early Retirement Reduction Calculator
Leaving the NHS before normal pension age. What it costs in the pension.
Teacher Pension Scheme (TPS) Retirement Calculator
Teachers’ Pension. What you might get, and when.
Armed Forces (AFPS 75, AFPS 05, AFPS 15) Pension Calculator
AFPS 75, 05 or 15. Split the service, then model the pension.
Civil Service Pension Retirement Calculator
Alpha, nuvos, premium or classic. What the Civil Service pension pays.
Police Pension 1987/2006/2015 Retirement Calculator
987, 2006 or 2015. What leaving at 55 actually pays.Firefighters Pension (1992/2006/2015) Retirement Calculator
992, 2006 or 2015. What the firefighters’ pension pays if you go early.All Public Sector Profession calculators
Browse all Public Sector Profession calculators. These specialised tools help NHS staff, teachers, police officers and other public sector professionals understand their pension benefits, early retirement options, and retirement timeline.
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Firefighters Pension (1992/2006/2015) Retirement Calculator
What is the Firefighters Pension Retirement Calculator? The Firefighters Pension Retirement Calculator helps UK firefighters understand how their pension fits into their wider retirement plan. It models Firefighters’ Pension Schemes alongside personal savings, investments and the State Pension to show whether your retirement income is sustainable over time, all in…
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Police Pension 1987/2006/2015 Retirement Calculator
What is the Police Pension Retirement Calculator? The Police Pension Retirement Calculator helps serving officers and retired police staff understand how their police pension fits into their wider retirement plan. It models the Police Pension Schemes alongside personal savings, investments and the State Pension to show whether your retirement income…
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Civil Service Pension Retirement Calculator
What is the Civil Service Pension Calculator? The Civil Service Pension Calculator helps UK civil servants understand how their pension fits into their wider retirement plan. Unlike standard pension calculators that focus only on the scheme itself, this tool models your Civil Service pension alongside the State Pension, personal savings…
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Teacher Pension Scheme (TPS) Retirement Calculator
What is the Teacher Pension Scheme (TPS) Retirement Calculator? The Teacher Pension Scheme Retirement Calculator helps UK teachers understand whether they can afford to retire and how their income will be funded throughout retirement. It models the TPS alongside the State Pension, personal savings and other income to give a…
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Armed Forces (AFPS 75, AFPS 05, AFPS 15) Pension Calculator
What is the Armed Forces Pension Calculator? The Armed Forces Pension Calculator helps serving personnel, veterans and early service leavers understand how their Armed Forces pension works and how it supports retirement income. It models pension entitlement under AFPS 75, AFPS 05 and AFPS 15, shows when payments start, and…
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NHS Pension Early Retirement Reduction Calculator
What is the NHS Pension Early Retirement Reduction Calculator? The NHS Pension Early Retirement Calculator helps you understand how taking your NHS pension before your Normal Pension Age could permanently reduce your income. By modelling your scheme type, retirement age and expected pension, it shows how early retirement affects both…