Is it feasible to retire at 62 with £750k?
Retiring at 62 with a £750k pot is a common late-career question: you are close enough to feel ready, but not sure whether going now is wise or whether a few more working years would make the plan safer. At 62 you can usually access your pension, so the early-retirement bridge is less of a factor than for someone stopping at 55. The bigger questions are how much you plan to spend each year, how long your money needs to last, and how soon State Pension and any other income will join the picture.
This page pre-fills that scenario so you can see how £750k might support retirement from 62 onwards. The calculator brings together your pension pot, cash and ISA savings, expected spending, State Pension, DB pension and other income, then shows whether your plan looks tight, funded on your assumptions, or comfortable with headroom. That helps answer the “should I go now?” decision with numbers you can adjust, not a single yes or no.
Change any figure below to match your situation. The results are illustrative only and are meant to help you explore scenarios, not replace financial advice.
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Certified Money First Aider®
These calculators are built by a Certified Money First Aider to help you think more clearly about money and time. Money First Aid® is about practical, non-judgemental support for financial wellbeing. The calculators can certainly help you make informed decisions, but they are not regulated financial advice.
