Is it feasible to retire at 60 with £500k?
Retiring at 60 with a £500k pot is a realistic question for many UK households, but the answer depends on how much you plan to spend each year, what other income you have, and how long your money needs to last. This page uses the Can I Retire Calculator with that scenario pre-filled so you can see how the numbers might stack up under your own assumptions.
The calculator brings together your pension pot, cash and ISA savings, expected spending, State Pension, DB pension and any other income. It then shows whether your plan looks tight, funded on your assumptions, or comfortable with headroom. That gives you a plain English read on whether £500k at 60 could support the lifestyle you have in mind.
You can change any figure below to match your situation. The results are illustrative only and are meant to help you explore scenarios, not replace financial advice.
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Same calculator, different starting points. Choose the question closest to yours, or scroll down and enter your own numbers.
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Certified Money First Aider®
These calculators are built by a Certified Money First Aider to help you think more clearly about money and time. Money First Aid® is about practical, non-judgemental support for financial wellbeing. The calculators can certainly help you make informed decisions, but they are not regulated financial advice.
