How much do I need to retire at 60? (UK)

Is it feasible to retire at 60 and how much will I need?

If you know you want to retire at 60 but are not sure what pot size to aim for, this page helps you work towards an answer. Enter your current savings (or a rough starting figure), your planned spending, and any State Pension, DB pension or other income. The calculator then estimates an illustrative comfortable target pot at 60 based on those assumptions.

That target is shown alongside a full plan run using the pot you entered, so you can see both “what you might need” and “how your current numbers look”. It aims for the comfortable with headroom band, not the thinnest outcome that might just work. Change any figure below to match your situation. Results are illustrative only, not financial advice.

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Certified Money First Aider®

These calculators are built by a Certified Money First Aider to help you think more clearly about money and time. Money First Aid® is about practical, non-judgemental support for financial wellbeing. The calculators can certainly help you make informed decisions, but they are not regulated financial advice.

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